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Developing India with internet banking - UK Essays

Essays on internet banking

In today's environment besides their physical branches, banks need to grow non-branch delivery networks as a part of their growth strategy. ATMs are currently the hot favorite for most banks, but Internet banking definitely has the potential to leave the rest behind. Home » Subject » Essay » Is Internet Banking catching up in India? Internet banking has gained wide acceptance internationally and seems to be fast catching up in India with more and more banks entering the fray. Among the elite Internet banking users, that is, those customers who belong to Socio-Economic Class A1 (SEC A1) in the top five cities, it has been found that people access their account through the Internet once every week. One can sum up the whole Internet banking scenario with the adage, for while winners may not see massive gains, the losers will fade from view as their ability to compete is eroded with every mouse click. SBI's Internet banking initiative, launched in July 2001, is in fact doing quite well and has over 18,000 registered customers across 150 branches. The enthusiastic response has encouraged the SBI management to extend the service to an additional 500 branches. What is ultimately emerging is that though there is certainly a high level of importance attached to Internet banking, it is at present not necessarily a priority for all banks. As far as banks are concerned, migrating customers to any self-directed channel is the main goal. ATM in the close vicinity to the office is the most preferred place among users for banking. The users (24 percent) who access the ATM near their office mostly go during the first half of the day, between 9 AM to 12 PM, but most preferred time by.
the future of <em>banking</em> banking will <i>internet</i> be one <em>banking</em> in which <em>internet</em> customers can <em>essays</em> address <u>internet</u> most <em>banking</em> <em>essays</em> of their needs <strong>banking</strong> <i>internet</i> through <u>banking</u> <em>internet</em> self-directed means <em>banking</em> <i>essays</i> and <u>banking</u> the key <em>banking</em> differentiator <u>essays</u> will be how effective a bank <u>banking</u> is in getting its customers online <u>essays</u> and deriving measurable value from this <i>internet</i> presence. However, 3399

Thus indicating that the concept of Internet banking is surely catching on. Citibank, IndusInd Bank and HDFC Bank and HDFC were the early ones to bite the technology bullet in 1999.

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Essays on internet banking
Indian banks have an insignificant Internet banking record. The British legacy left behind a host of large and small privately-held banks. The late 60s saw the nationalization of banks, leading to the emergence of the public sector banks.
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